Design around the way you serve.
Counter service, table service, takeout, and delivery have different payment needs. Map where the customer is present and when the final amount is known. Do not assume one terminal workflow covers all four.
FOOD & HOSPITALITY / INDUSTRY GUIDECashless ATMs for
Cashless ATMs for
restaurants & cafés.
A better-informed decision for every service. Explore the questions around cashless ATM costs, tipping, refunds, and restaurant checkout workflows.
THE INDUSTRY PERSPECTIVEBuilt around
Built around
the way you work.
Consider the transactions, people, and routines at your counter.
Confirm how gratuities work.
Ask whether tips are supported, when the tip must be entered, and whether a completed payment can be adjusted. Confirm split payments and refunds with the actual provider rather than treating them as standard capabilities.
Compare the full cost of a service.
Review equipment and recurring costs alongside transaction charges and customer fees. Use realistic restaurant tickets, including taxes and tips, and understand how the payment is reconciled with your POS.
Eligibility depends on the business, location, and specific processing arrangement.
COMMON QUESTIONSKnow before
Know before
you decide.
Can customers add a tip after paying?
That depends on the processing arrangement. It must be specifically confirmed before using a terminal in a table-service workflow.
Does this cover online orders?
A card-present terminal should not be assumed to support online payments. Evaluate online ordering separately.
Will a cashless ATM reduce our costs?
No savings can be promised without your current statement, transaction mix, and a complete proposed fee schedule.